Have you ever had a bunch of overripe bananas sitting on your counter and wondered what to do with them? Well, I’ve got the perfect solution for you! Today, I’m sharing my absolute favorite banana cake recipe that I’ve perfected over the years. This isn’t just any banana cake – it’s moist, flavorful, and guaranteed to become your new go-to dessert for family gatherings, potlucks, or just a special treat for yourself.
Why This Banana Cake Recipe Stands Out
I’ve been baking for over 20 years, and I can confidently say this banana cake recipe is truly special. What makes it different from others?
- The cake is incredibly moist and stays that way for days
- It uses a special technique of adding sour cream for extra tenderness
- The flavor balances sweet, banana, and vanilla notes perfectly
- It pairs wonderfully with my fool-proof cream cheese frosting
Let me walk you through how to make this amazing cake, along with all my tips and tricks I’ve learned from years of perfecting this recipe.
The Secret to Perfect Banana Cake: Ingredients Matter
Before we dive into the step-by-step process, let’s talk about ingredients. The quality and preparation of your ingredients can make a huge difference in your final result.
Bananas: The Star of the Show
The most important ingredient is, of course, the bananas. For this recipe, you want them to be very ripe – I’m talking brown, speckled, and soft. These overripe bananas are sweeter and have a more intense banana flavor that will really shine in your cake.

I usually set aside bananas when they start to get too ripe for eating. I’ll even sometimes put them in a paper bag to speed up the ripening process if I’m planning to bake soon.
Other Key Ingredients
Let’s break down some of the other crucial ingredients that make this cake special:
Sour Cream
: Adds moisture and tanginess to balance the sweetness. This is my secret ingredient for a super tender crumb.
Vanilla Extract
: Use real vanilla extract for the best flavor. I splurge on the good stuff for this recipe.
Butter
: I use unsalted butter so I can control the salt content. Make sure it’s at room temperature for proper creaming.
Ingredients List
For the cake:
- 3 large very ripe bananas (about 1½ cups mashed)
- 3 cups all-purpose flour
- 1 teaspoon baking powder
- 1 teaspoon baking soda
- ½ teaspoon salt
- ¾ cup unsalted butter, room temperature
- 2 cups granulated sugar
- 3 large eggs, room temperature
- 2 teaspoons vanilla extract
- 1½ cups sour cream
- ½ teaspoon cinnamon (optional)
For the cream cheese frosting:
- 8 oz cream cheese, softened
- ½ cup unsalted butter, softened
- 4 cups powdered sugar, sifted
- 1 teaspoon vanilla extract
- Pinch of salt
Equipment You’ll Need
Before getting started, make sure you have:
- Two 9-inch round cake pans (or one 9×13 pan for sheet cake)
- Parchment paper
- Mixing bowls (large and medium)
- Electric mixer (stand or hand mixer)
- Rubber spatula
- Cooling rack
- Offset spatula for frosting
Step-by-Step Instructions
Now, let’s get baking! I’ll walk you through each step carefully so your cake turns out perfect every time.
Preparing Your Workspace and Ingredients
- Preheat your oven to 350°F (175°C).
- Line your cake pans with parchment paper and grease the sides with butter or cooking spray.
- Set out all your ingredients so they come to room temperature, especially the butter, eggs, and sour cream.
Making the Cake Batter
- In a medium bowl, whisk together the flour, baking powder, baking soda, salt, and cinnamon (if using). Set aside.
- In a large bowl, cream the butter and sugar together until light and fluffy, about 3-4 minutes. Don’t rush this step! The proper incorporation of air will give your cake a beautiful texture.
- Add the eggs one at a time, beating well after each addition.
- Stir in the vanilla extract.
- In a separate bowl, mash the ripe bananas with a fork until smooth.
- Add the mashed bananas to the butter mixture and mix until combined.
- Alternately add the flour mixture and sour cream to the batter, beginning and ending with the flour (flour → sour cream → flour → sour cream → flour). Mix on low speed just until combined after each addition. Do not overmix!
Baking the Cake
- Divide the batter evenly between the prepared pans, smoothing the tops with a spatula.
- Bake for 30-35 minutes, or until a toothpick inserted into the center comes out clean or with a few moist crumbs.
- Allow the cakes to cool in the pans for 10 minutes, then turn them out onto a wire rack to cool completely before frosting.

Making the Cream Cheese Frosting
- In a large bowl, beat the softened cream cheese and butter until smooth and creamy, about 2-3 minutes.
- Gradually add the sifted powdered sugar, mixing on low speed until incorporated.
- Add the vanilla extract and pinch of salt, then increase the speed to medium and beat until light and fluffy, about 2 minutes.
Assembling the Cake
- Once the cake layers are completely cool, place one layer on your serving plate.
- Spread a generous amount of frosting on top of the first layer.
- Place the second layer on top, and then frost the top and sides of the cake with the remaining frosting.
- For decoration, you can sprinkle chopped walnuts or pecans around the edges, add banana chips, or make decorative swirls with your spatula.

Nutritional Information
For those who are nutrition-conscious, here’s a breakdown of what you can expect per serving (assuming 12 servings per cake):
Nutrient | Amount per Serving |
---|---|
Calories | 485 |
Total Fat | 24g |
Saturated Fat | 15g |
Cholesterol | 105mg |
Sodium | 235mg |
Total Carbohydrate | 65g |
Dietary Fiber | 1g |
Sugars | 48g |
Protein | 5g |
Variations to Try
One of the reasons I love this banana cake recipe is how versatile it is. Here are some delicious variations I’ve tried over the years:
Banana Chocolate Chip Cake
Add 1 cup of semi-sweet chocolate chips to the batter. The combination of banana and chocolate is absolutely divine!
Banana Nut Cake
Fold in 1 cup of chopped walnuts or pecans to the batter for a delightful crunch and nutty flavor. Make sure to toast the nuts first for enhanced flavor.
Banana Spice Cake
Increase the cinnamon to 1 teaspoon and add ¼ teaspoon each of nutmeg and allspice for a warm, spiced version perfect for fall gatherings.
Banana Bundt Cake
Pour the batter into a well-greased and floured bundt pan. Bake for 50-60 minutes, then drizzle with a simple glaze made from powdered sugar and milk.
Storage and Make-Ahead Tips
This banana cake actually gets better with time! Here’s how to store it:
- Room Temperature: The cake will stay moist for up to 3 days if stored in an airtight container.
- Refrigerator: Because of the cream cheese frosting, you should refrigerate leftovers after 24 hours. The cake will last up to 5 days in the fridge.
- Freezer: You can freeze unfrosted cake layers for up to 2 months. Wrap them tightly in plastic wrap and then aluminum foil.
If you want to make this cake ahead for a special occasion, you can:
- Bake the layers up to 2 days in advance, wrap them well, and store at room temperature
- Make the frosting 1 day ahead and refrigerate, then bring to room temperature and beat briefly before using
- Assemble the cake the day before serving, refrigerate overnight, and then let it sit at room temperature for 30 minutes before serving
Serving Suggestions
I love serving this banana cake in different ways depending on the occasion:
- For an afternoon coffee with friends, I serve it with freshly brewed coffee or espresso
- For a family dessert, I pair it with vanilla ice cream for an extra indulgent treat
- For brunch, I serve smaller pieces alongside fresh fruit
- For a healthier option, I sometimes replace some of the frosting with fresh berries and a dusting of powdered sugar
Troubleshooting Common Issues
Even experienced bakers sometimes run into problems. Here are solutions to common issues with banana cake:
Cake Sinks in the Middle
This usually happens when the cake is underbaked or when the oven door is opened too early in the baking process. Make sure to:
- Test with a toothpick before removing from the oven
- Don’t open the oven door during the first 20 minutes of baking
- Check that your baking powder and baking soda are fresh
Dry Cake
If your cake turns out dry, it might be overbaked or you might have used too much flour. Remember to:
- Measure flour correctly by spooning it into measuring cups rather than scooping
- Set a timer and check the cake a few minutes before the suggested baking time
- Make sure your bananas are very ripe for more moisture
Uneven Layers
For even layers, try these tips:
- Use a kitchen scale to divide the batter equally
- Tap the pans on the counter a few times to release air bubbles
- If one side of your oven bakes faster, rotate the pans halfway through (but only after the first 20 minutes)
Why Banana Cake is My Go-To Recipe
I’ve been making this banana cake for years, and it always brings back wonderful memories. I first learned to make it with my grandmother, who had a knack for turning ordinary ingredients into something magical.
What I love most about this recipe is that it’s both impressive enough for special occasions and simple enough for a weeknight treat. The ingredients are staples that most bakers have on hand, and those overripe bananas that might otherwise go to waste become the star of a spectacular dessert.
The joy on people’s faces when they take that first bite makes all the effort worthwhile. I hope this recipe brings the same happiness to your kitchen and those you share it with!
Questions & Answers
Q: Can I make this recipe into cupcakes instead of a cake?
A: Absolutely! This recipe makes about 24 cupcakes. Fill cupcake liners about 2/3 full and bake at the same temperature, but reduce the baking time to 18-22 minutes. Check with a toothpick for doneness.
Q: My bananas aren’t ripe enough yet. Is there any way to speed up the process?
A: Yes! Place underripe bananas in a paper bag with an apple or ripe banana and fold the top to seal. The ethylene gas will speed up ripening. For an even faster method, place unpeeled bananas on a baking sheet and bake at 300°F for 15-20 minutes until the skins turn black. Let them cool before using in the recipe.
Q: Can I make this cake dairy-free?
A: Yes, though the texture will be slightly different. Replace the butter with the same amount of vegetable oil or melted coconut oil, and substitute the sour cream with dairy-free yogurt. For the frosting, use dairy-free cream cheese and butter alternatives.
Q: Do I need to refrigerate the cake because of the cream cheese frosting?
A: At room temperature, the cake is fine for about 24 hours. After that, refrigerate it in an airtight container. Just be sure to bring it to room temperature before serving for the best flavor and texture.
Q: Can I reduce the sugar in this recipe?
A: You can reduce the sugar in the cake batter by up to 1/4 cup without significantly affecting the texture. For the frosting, reducing sugar will change the consistency, so if you reduce it, you may need to add less cream cheese or butter to maintain the right texture.
Q: What if I don’t have sour cream?
A: Greek yogurt works wonderfully as a 1:1 substitute for sour cream in this recipe. You can also use buttermilk, though you’ll want to use a little less (about 1 1/4 cups) since it’s thinner than sour cream.
Final Thoughts
This banana cake recipe has become much more than just a dessert in my home – it’s a tradition. The smell of it baking in the oven instantly creates a warm, inviting atmosphere that brings everyone to the kitchen.
Whether you’re a seasoned baker or trying this as one of your first cake recipes, I’m confident you’ll love the results. The detailed instructions, troubleshooting tips, and variations give you everything you need to make this cake your own.
Remember that baking is both a science and an art. Following the measurements carefully will give you consistency, but don’t be afraid to add your own creative touches too. Maybe you’ll create a variation that becomes your signature dessert!
I’d love to hear how this recipe turns out for you. Happy baking!